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- August 6, 2026
State-mandated benefits and ACA defrayal obligations
Read moreStates have historically addressed gaps in health care coverage by requiring insurers to cover specific benefits. However, under the Affordable Care Act (ACA), states must defray the cost of newly enacted state benefit mandates that apply to Qualified Health Plans (QHPs). This issue brief provides an overview of the…
- July 10, 2026
NHeLP Comments on Excepted Fertility Benefits Proposed Rule
Read moreThe U.S. Labor, Treasury, and Health and Human Services Departments proposed a rule that may allow some employers to offer limited fertility and IVF benefits outside ACA consumer protections. NHeLP submitted comments asking the Departments to withdraw this proposal and instead utilize mechanisms that would ensure that low- and…
- July 6, 2026
Accessing Contraceptives in Louisiana: A Toolkit for Young Adults
Read moreThis Toolkit was updated in partnership with Lift Louisiana with the goal of equipping young adults with the knowledge of their right to contraceptive access in Louisiana. It covers the basics of health insurance, the Affordable Care Act’s coverage and nondiscrimination protections, understanding key insurance documents, and what to…
- February 25, 2026
NHeLP Response to HHS RFI on Accelerating the Use of AI in Clinical Care
Read moreHHS requested information on supporting innovation and use of artificial intelligence (AI) in clinical care. NHeLP's response highlights the abundant research that discusses how AI in health care can exacerbate bias and lead to improper, harmful decisions. NHeLP's comments also discussed how our experience with AI and the research…
- December 22, 2025
Prohibited Discrimination under Section 1557 of the Affordable Care Act
Read moreSection 1557 generally prohibits different treatment (also referred to as “intentional discrimination”) and discriminatory effects (also referred to as “disparate impact”). These theories recognize that discrimination shows up in many forms — sometimes there may be an explicit reference to categorization on the basis of a protected identity, but…
