NHeLP Comments on Fixing the Family Glitch

Executive Summary

IRS has proposed a rule that would help improve access to health coverage by correcting the Affordable Care Act’s (ACA) “family glitch.” Under current regulations, workers are permitted to receive premium tax credits to help purchase health coverage in the ACA marketplace, if the cost of employer coverage is deemed unaffordable. However, the current rules only consider the cost of insurance for an employee, not for the worker’s family. Nearly 5 million people are affected by the family glitch, primarily women and children. NHeLP supports the proposed rule that would correct a previously flawed interpretation of the statute and make affordable health coverage available to families.

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